There are a bunch of housing options available in Santa Cruz at affordable rates, which include:

1. HUD apartments

2. Section 8 apartments

3. Public Housing apartments

4. Non-profit senior and family low-income apartments

5. Low-income tax credit apartments (LIHTC)

The average home price in Santa Cruz is $979K. Some of the homes in Santa Cruz are known as Hot Homes, which means they are sold quickly. 

Santa Cruz houses have the highest prices in California. Over the last ten years, the real estate of Santa Cruz has appreciated by 59.28%. But last year's calculations show that its appreciation rate has been -1.82% which is lower compared to other states of America. Santa Cruz has both - owner-occupied and renter-occupied housing. 

It is one of the most desirable locations surrounded by beach oasis and is a heaven for coastal lovers. The most popular areas to live in Santa Cruz include The Boardwalk, Downtown, Midtown, Aptos, University of California, Capitola and Live Oak, Twin Lakes, La Selva Beach, Brookdale and Corralitos, Interlaken, Boulder Creek and Amesti. 

Santa Cruz is a city loved by all because of its ultimate weather all-year-round. It has a mild climate of about 60 to 75 degrees. Witness the best of the beaches and mesmerizing views as you wake up and the absolutely famous beaches. The flora and the fauna are really soothing and beautiful with woods and meadows. You can take up adventurous hiking experience at the hilltop, along with a lovely time at the beaches. There are many bars, restaurants, coffee shops, and parks to spend your leisure time. The public schools in Santa Cruz are very well-known with high ratings. The residents are offered an urban-suburban mixed feeling.